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1) Damages are not covered under your policy 

2) Wind-driven rain is not covered

3) You did not report damages to us in a timely manner

4) You let damages worsen because you did not try to repair problem yourself

5) It is an old roof that you did not maintain; therefore, leaks are not covered

6) Pre-existing damages incurred prior to your policy period

7) Your deductible and depreciation is higher than our estimated damages

8) Flood or storm surges are not covered

9) Mold and asbestos are not covered

10) You did not pay for full coverage

TOP 10 EXCUSES INSURANCE COMPANIES USE TO DENY CLAIMS
4121 N. 10th St., McAllen, Texas 78504 
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